Credit Cards

The following comparison of credit cards. Just select the best credit card for your circumstances and then click through to complete the online application form, you need to read the credit card terms and conditions before applying for the credit card to ensure it is the right one for you. Most credit cards have a maximum credit limit this depends on your initial credit check and can be increased if you keep up to date with the minimum payments or based on your payment history. All credit cards offer chip and Pin facility but please remember that using your credit card to withdraw cash is charged at a higher interest rate so only do this if necessary.Pick a bad credit card depending on your circumstances, work out if you can afford the minimum payments as credit cards vary in price and features so please read the terms and conditions prior to purchasing a card

 

Vanquis Bank Ltd

Fees & Charges

Typical APR
Interest Free Period:
Low Income Accepted
CCJ'S Accepted
Useful information:

More information on Vanquis Card

39.90%
56 Days
YES
YES
Depending on your circumstances will depend on your credit limit.

 

apply vanquis visa card

E Platinum Plus Card

Fees & Charges

Typical APR
Interest Free Period:
Low Income Accepted
CCJ'S Accepted
Useful information:

More information on E Platinum Card

0%
56 Days
YES
YES - No Credit Check
£79.95 to get card then £4.95 maintance fee -credit limit of £5000.00

 

apply platinum card

Capital One Bank

 

Fees & Charges

Typical APR
Interest Free Period:
Low Income Accepted
CCJ'S Accepted
Useful information:

More Information on Capital One Card

35.00%
56 Days
YES
NO
Depending on your circumstances will depend on your credit limit.

 

 

The advantage of using credit cards

People's shopping habits and powers have changed considerably after the advent of the credit cards. The advantage of buying without carrying cash is undoubtedly a big one. However, if a person uses credit card for buying without keeping a check on the limit he may run into debts. A good substitute in this case is the prepaid cards.

Before applying for a credit card, a person needs to compare various cards that are sold in the market. As a matter of fact, each card has its own terms and conditions and one should pick the one that meets his need the best. One can take the help of the sites that carry out the reviews of the various credit cards. There are some popular prepaid cards like Vanquis card and Capital One card. The E Platinum Plus Card is ideal for those people who need to spend frequently.

The credit cards enables a person to buy things without having cash with him. Since these cards have a buying limit you can not make purchases outside the capacity. This eliminates the chance to run into debts caused by excess buying. One advantage of using the E Platinum card is that the users do not require getting their credit record checked. However, one needs to provide proofs for his address and authenticity.

Since the prepaid credit card s offer ease of use and plenty of monetary advantages, a number of companies are offering these types of cards to the consumers. While some of these cards are marketed for the young population, the rest are targeted at other age and income groups. The business users can reload their cards with lots of money if they wish.